Our Latest Blog Posts

• How to Write-off College Expenses and Save For Children’s Education
  

  As I am now a parent with three kids in college, this topic has never become more important to me than it is now.  Yes!! I have written on this topic for many years, but I certainly want to take it to a whole new level. I apologize for the self-serving article, but I hope it will many of you now and those planning for your children’s college education in the future. Let’s break this down into three distinct groups.  1) Those already stressed out and having to deal with paying for a student in college now; 2) Those of you who are already paying back student loans and are hoping for a write-off; and 3) Those of you that have the luxury of a few years before a child goes to college and don’t realize how fast it is coming. Each one of these groups has options, but needs ... Read more
• The Power of the Health Savings Account (HSA)
  

    The Health Savings Account is one of the most powerful pieces of a well designed health care strategy.  It includes saving money, saving taxes, building a tax-free ‘bucket’ for health care and most importantly taking control of your own health care strategy. You save money because in order to have an HSA, you have to have a ‘high deductible health care plan’.  Well, chances are you will have a lower premium with a higher deductible and save money. You save taxes because you get a tax deduction when contributing to your HSA, right on the front page of your tax return. You build a ‘tax free bucket’ of money in an HSA, just like an IRA.  The money can be invested and the growth is tax free and withdrawals for health care are tax free. Finally, you take control of many health care decisions because you can pay cash ... Read more