Our Latest Blog Posts

• 5 Steps to Get Out of Debt and STAY Out of Debt
  

  Yes, Dave Ramsey is absolutely right in suggesting that more Americans should eliminate all the debt in their lives…but all of it? My answer is emphatically – No! I believe that there are two types of debt: ‘Good debt’ and ‘Bad Debt’. One makes us money, while the other can destroy us financially, or at the least hold us back from our full financial potential and enjoying life. Thus, I believe we have to enter into some degree of ‘Good Debt’ in order to stay out of ‘Bad debt’. Yes…I know Dave Ramsey would call me crazy, but he’s not all knowing and omnipotent. Allow me to explain my point of view, which certainly includes a Debt Snowball and so much more!! Step 1: For now, at least make minimum payments on your credit cards. Don’t make your credit score worse by not making your payments on time, or worse ... Read more
• A lesson we can all learn from Farmers: How do we prepare for the coming storms?
  

  The picture above is of the annual potato harvest that takes place all over eastern Idaho each year. So next time you walk into Five Guys for a burger, you can now see where those bags of potatoes are coming from…literally. Now us city slickers may yearn for a beautiful day in the outdoors getting our hands dirty with an honest day’s work, but it’s not that simple. As I’m sure you can imagine, farming, and even potato farms, come with a great deal of risk. So it is with our own business…right? It’s not always roses and buckets of profit year after year. There are risks and ups and downs in every business and industry. Well, I’ve learned a lot from farmers my whole life (my family has a heritage of farming), but since moving to Idaho, I’ve learned even more keenly the importance of harvesting and where to ... Read more